Aotearoa Policy Ledger — 2026 General Election
Compiled July 2026 · Sources linked per entry
Topic 02 of a growing ledger

What every party actually says about housing.

Zoning, RMA reform, and who's building what — this is the fight that's been running since 2017. The mechanism each party proposes, who it's meant to help, and the dollar figure attached, set out side by side so you can compare them yourself before you vote.

Includes AINZ, a fictitious party built as a thought experiment to test what an "AI-systems-first" housing policy would look like against real proposals — clearly marked throughout and excluded from the real-party count.

Where the parties sit
A rough placement, not a ranking — from centrally-run universal targets to devolved, needs-based or market-based delivery.
State-led / rights-based Market-led / property rights
GRN
TPM
NAT
ACT
AI
Greens — housing as human right, large public build, reverse landlord tax cuts
Te Pāti Māori — 50% of new social housing to Māori, land & vacancy taxes
National — councils zone 30 years' demand, $1b growth incentive fund
ACT — scrap RMA, property rights, GST revenue sharing with councils
AINZ — fictitious, systems/data-first (excluded from count)

Party positions, in full

Ordered roughly left to right on the spectrum above. Costings shown as published; marked "unspecified" where no party figure could be found.
Green Party
Opposition
Mechanism: housing as human right

Position

Frames housing as a necessity, not an investment. Would reverse landlord tax cuts and interest deductibility changes so first-home buyers aren't competing against tax-advantaged investors. Campaign "A Home for Everybody" calls for legislating a right to housing, launching a large government-funded and government-run public housing project, and prioritising building for disabled accessibility. Cites that 46% of renting households spend more than 30% of income on rent (up from 19% in 1988), and that house prices have risen 230% since 2003 against 137% income growth.

Who it targets

Renters, first-home buyers, people experiencing homelessness; explicit focus on disabled accessibility.

Notable stance

Opposes police "move-on" orders issued to homeless people as young as 14; opposes changes making public housing tenants easier to evict.

Published cost

Unspecified

No single itemised dollar figure found for the full public housing build programme; framed as policy commitment rather than costed package.

Source: greens.org.nz — "Greens announce plan to end homelessness & fix housing crisis"; "Housing and Sustainable Communities Policy".

Te Pāti Māori
Opposition
Mechanism: land tax & guaranteed allocation

Position

Commits to ensuring 50% of all new social housing is allocated to Māori. Would place a 2% tax on the capital value of any house left vacant or empty for 3+ months a year, add a 2% capital gains tax on all property appreciation (excluding the whānau home), stop all sales of freehold land to offshore foreign interests, and extend the Overseas Investment Act to cover all residential purchases to catch foreign-owned "ghost houses." Frames all whānau as having a right to a constant, warm, leak-free, secure home.

Who it targets

Māori whānau and tamariki specifically, via guaranteed social housing allocation share.

Additional mechanisms

Separate from housing supply, also supports rapid papakāinga development via national environmental standards enabling up to 10 homes on ancestral Māori land without full consent.

Published cost

2% vacancy tax / 2% CGT

Specific rates published; overall revenue/cost projection not itemised in party materials found.

Source: maoriparty.org.nz — "Housing" policy page.

National
Governing party
Mechanism: mandatory council zoning

Position

"Going for Housing Growth" requires councils in major towns and cities to immediately zone land for 30 years of housing demand, with central government reserve powers to force compliance if councils don't act. Councils can opt out of Medium Density Residential Zone rules in exchange. A $1 billion Build-for-Growth fund pays councils $25,000 for every house built above their five-year average — funded by discontinuing programmes like KiwiBuild. Also reforming the Infrastructure Funding and Financing Act to cut red tape for developers, and separately committed to ending large-scale emergency housing use by working with Community Housing Providers, alongside a review of Kāinga Ora's finances and procurement.

Who it targets

Councils and developers directly; broader effect aimed at first-home buyers and renters via increased supply.

Notable stance

Also progressing National Environmental Standards for Papakāinga, permitting up to 10 homes on Māori ancestral land without full resource consent as of 2 July 2026.

Published cost

$1bn Build-for-Growth fund

$25,000 per home built above 5-year council average; funded partly by ending KiwiBuild and similar existing programmes.

Source: national.org.nz — "Going for housing growth" & "Delivering better social housing"; beehive.govt.nz RMA Reform & Housing portfolios.

ACT
Governing coalition
Mechanism: property rights & RMA repeal

Position

Long-standing push to scrap the Resource Management Act entirely, replacing it with a property-rights approach: development is permitted unless it directly and provably harms a neighbour's property, physically or economically. As part of the 2025–26 coalition government, has now delivered a new planning system built on this basis, described by leader David Seymour as the culmination of a campaign he began as a lone MP in 2014. Also proposed sharing 50% of GST revenue from new-build consents with the issuing council, to incentivise councils to fund supporting infrastructure, and previously floated allowing builders to opt out of council consents entirely in favour of private building insurance.

Who it targets

Property owners and developers broadly; framed around unlocking supply through deregulation rather than targeted allocation.

Notable stance

Earlier housing policy iteration proposed requiring 70% neighbourhood sign-off before medium-density developments could proceed — criticised at the time as potentially entrenching existing exclusionary neighbourhoods.

Published cost

50% GST revenue share

Councils receive half of GST generated by new-build consents in their area; broader RMA-replacement fiscal cost not separately itemised.

Source: act.org.nz — "A decade-long effort pays off"; RNZ — "ACT launches suite of housing policies" & "ACT Party housing policy would allow neighbours to block multi-unit housing developments".

AINZ (fictitious)
Thought experiment — not a real party
Mechanism: national zoning digital twin

Position

"Build Faster, Decide Smarter." A single national database mapping every parcel's zoning status, consent history, and infrastructure capacity — replacing the current patchwork of separate council systems. AI pre-screens standard-plan homes and granny flats against the Building Code, issuing consent within days for anything that clears the automated check, with human planners reserved for genuinely complex cases. Demand-forecasting models identify where infrastructure investment is needed 5–10 years ahead, rather than reactively. A public dashboard tracks consent times, prices, and supply by region so no party's figures go unchecked.

Who it targets

Deliberately takes no position on land ownership, tenancy rights, tax settings, or Treaty obligations regarding whenua — framed as universal infrastructure, not redistribution.

Honest gap

Every real party's housing fight is about who decides and who benefits — councils vs. central government, market vs. state, Crown vs. Māori. Faster processing doesn't resolve any of those arguments; it just makes whatever gets decided happen quicker.

Published cost

Not costed

Hypothetical policy — no real budget, agency, or legislative basis exists.

This entry is invented for comparison purposes only. It is not affiliated with any registered New Zealand political party.